💸HOW TO SAVE MONEY IN SWITZERLAND

We show you the best tips and tricks to not rip your bank

Julian De Rosa

Julian De Rosa

Switzerland

Switzerland is one of the most beautiful countries, but yes, it can also be VERY expensive.

The good news:

With the right planning, Switzerland can absolutely be done on a lower budget, even as a family.

As locals who spend a lot of time hiking and exploring Switzerland with our kids, these are honestly the things that save us the most money. Let's go👇

✈️ Choose Your Airport Carefully

Flights can vary A LOT depending on where you land.

Many travelers automatically book flights to Zurich, but it’s often the most expensive airport.

Compare prices for:
• Zurich
• Geneva
• Basel

Sometimes flying into Geneva or Basel saves hundreds.


Avoid high season if possible.

Summer school holidays, long weekends, ski season, and Christmas are usually the most expensive times to visit.

Best value periods:
• June (before peak season)
• September–October (our favorite)
• Shoulder seasons in general

🏡 Accommodation Tips

Accommodation is usually the biggest expense in Switzerland.

Our recommendation:

• Short stays → Booking.com with breakfast included

Swiss breakfasts are expensive if you buy them separately.

• Longer stays → Airbnb with a kitchen

Cooking yourself saves A LOT.

One of our biggest hacks:

Avoid staying in expensive cities or famous tourist hotspots.

Public transport is so good that staying 15–40 minutes outside tourist areas can save huge amounts of money.

For example:
Stay outside expensive city centers and take the train in.

You still reach places quickly, but pay much less for accommodation.

Mountain hotels in peak summer or ski season can become insanely expensive, so book early.

🛒 Groceries & Cheap Food

Restaurants in Switzerland are expensive.

Typical prices:
• Coffee: 4–6 CHF
• Restaurant meal: 25–45 CHF per adult
• Family dinner: quickly 100+ CHF

Honestly:
We often avoid restaurants almost completely while hiking.

Instead:
• Picnic during hikes
• Cook yourselves (if you have a Airbnb with kitchen)
• Buy supermarket food
• Bring snacks

Cheapest supermarket hacks:

• Migros Budget products
• Coop Prix Garantie products
• Lidl own-brand products
• Aldi own-brand products

These are MUCH cheaper than regular Swiss products.

Also underrated:

Migros and Coop often sell cheap prepared warm meals:
• Pasta
• Rice dishes
• Sandwiches
• Salads
• Sushi
• Rotisserie chicken
• Snacks

Perfect for travel days without restaurant prices.

Budget food hack:

  • In the evening, supermarkets often discount fresh food like bread, fruit, sandwiches, salads or prepared meals before closing time.

  • Too Good To Go app: many bakeries, supermarkets and restaurants sell leftover food much cheaper there.

  • DĂśner/Kebab places are often one of the cheapest warm meals in Switzerland.

💧 Free Drinking Water Everywhere

One of the best Switzerland hacks:

Bring a refillable bottle.

Tap water is drinkable almost everywhere.

Even most public fountains are drinking water.

If water is NOT drinkable, there has to be a sign saying so.

This alone can save a surprising amount of money.

🏔️ Hiking = Free Entertainment

This is why we love Switzerland ❤️

Many of the best experiences cost absolutely nothing:

• Alpine lakes
• Waterfalls
• Hiking trails
• Mountain viewpoints
• Picnic spots
• Meadows & flowers
• Swimming in lakes
• Sunsets

Honestly:
Switzerland becomes much cheaper when you stop trying to pay for attractions every day.

🚠 Mountain Railways & Cable Cars

Amazing…

…but expensive.

Expect:
• 20–80+ CHF per person

Families can easily spend hundreds in a single day.

Our tip:
Mix cable car days with free hiking days.

Some of our favorite hikes require no mountain transport at all.

Also:
Book panoramic trains and mountain accommodation early.

🚆 Public Transport & Train Hacks

Swiss public transport is incredible, but expensive if you don’t plan ahead.

Here’s how we save money:

🎫 Half Fare Card (our favorite)

This is what we personally use.

Price:
• Around 150 CHF

You get:
• 50% off trains
• 50% off buses
• 50% off boats
• 50% off many cable cars

Best hack:

Use it together with point-to-point train tickets and buy Saver Tickets in advance in the SBB app for extra discounts.

Big tip:
Never travel 1st class.

Always choose 2nd class.

Swiss 2nd class trains are already extremely comfortable.

Kids (6 to 16) are can be included in this price with the Swiss Family Card (more below).

🎫 Saver Day Pass

Perfect if booked early.

Prices:
• From around 29 CHF with Half Fare Card
• From around 52 CHF without

Unlimited travel for one day across much of Switzerland.

Great for long scenic travel days.

🎫 Swiss Travel Pass

Good if you travel constantly every day.

Includes:
• Trains
• Buses
• Boats
• Museums
• Some mountain discounts

Approx adult prices:
• 3 days → around 244 CHF
• 4 days → around 295 CHF
• 6 days → around 379 CHF
• 8 days → around 419 CHF
• 15 days → around 459 CHF

Kids (6 to 16) are can be included in this price with the:

👨‍👩‍👧‍👦 Swiss Family Card = HUGE money saver for families

If parents buy a Swiss Travel Pass or Swiss Half Fare Card, children from 6–15 years can usually travel for FREE with them on most public transport in Switzerland.

This includes:
• Trains
• Buses
• Boats
• Many panorama trains
• Public transport in cities

Children under 6 already travel free anyway.

Honestly:
For families, this can save hundreds of CHF very quickly.

Important:
• The Swiss Family Card is only for tourists visiting Switzerland
• You need to request/add it when booking your Swiss Travel Pass or Swiss Half Fare Card
• It usually cannot be added later separately

Also good to know:
Most Swiss trains do NOT require seat reservations, which saves even more money. Only some panorama trains are exceptions.

Again:

Kids from 0 to 6 travel free.

Kids from 6 to 16 pay half the price (like a adult with a Half fare card) or free with the Swiss Family Card.

For many travelers though:
The Half Fare Card + Saver Tickets is often cheaper.

🚗 Renting a Car

Car rental in Switzerland generally costs around:

• 30–120+ CHF per day

Prices vary heavily depending on:
• Season
• Car size
• Pick-up location

But honestly?

You often don’t even need one.

Public transport reaches almost everywhere and parking in cities is expensive.

We’d only recommend a rental car for very remote regions or maximum flexibility and compare prices Car/Train with your itinerary.

✨ Our experience

As a family living in Switzerland, we’ve learned this:

Switzerland rewards slower travel.

We usually:
• Picnic during hikes
• Cook often ourselves
• Avoid peak weekends
• Book mountain stays early
• Stay outside expensive hotspots
• Mix paid experiences with free nature

Because honestly:

Some of the best moments in Switzerland cost nothing at all:
Swimming in lakes, hiking alpine trails, sunsets in the mountains, waterfalls, flowers, cowbells and picnic spots 🏔️❤️

TLTR;

• Avoid high season.
• Compare airports (Zurich is often pricier).
• Stay outside cities & tourist hotspots.
• Cook yourself whenever possible.
• Buy Migros Budget / Coop Prix Garantie / Lidl products.
• Bring a refillable water bottle.
• Picnic during hikes.
• Use Half Fare + Saver Tickets in SBB app.
• Always travel 2nd class.
• Mix cable car days with free hiking days.
• Slow travel makes Switzerland MUCH cheaper.

And honestly:

Switzerland feels way more affordable once you stop trying to do expensive things every single day.

Want to see more?

I have created curated maps, itineraries and more for travellers that want to travel like me.

Looking for things to do?

Go check out my guide for the best free things to do as well as itineraries and travel tips to make your trip unforgettable.

Go to Guide