Money

Things to know before your trip: When travelling internationally accessing your bank accounts can be difficult sometimes. It might not work at all or there are huge conversion rates that apply when paying by card. So no matter if you're going on a short holiday or a longer trip, read my advice carefully.

• Get a travel card! There are multiple different companies that offer them. Generally, the aim is to give you the best conversion rates and not charge you huge amounts of unwanted payments. You'll usually also get "free" ATM withdrawals as a bonus. The cards are prepaid, so you simply top it up with the amount you want and you're good to go. A tip is to not just have the virtual card on your phone but also get a physical card. Hardly any ATM accepts virtual cards!

  The card I am using is from WISE. Note that if you click the link provided you will get a physical card for free!!

• Turn off geo-tracking on your banking app! This can usually be done within the app but if you're not sure about it, it might be helpful to contact your direct advisor.