Currency

How much cash should you have on you at all times, credit card usage.

Grace Kim

Grace Kim

Antigua, Lake Atitlan, Flores, Guatemala

Guatemala uses Quetzal as their currency.

Basic conversion:

  • 1 GTQ = $7.68 USD

  • 100 GTQ = $13 USD

  • 152 GTQ = $20 USD

  • 768 GTQ = $100 USD

Have more currency on you than you think you're going to need. When I travel, I don't like to have large amounts of cash on me because I can always withdraw currency at ATMs without getting charged ATM or foreign transaction fees. Here's the debit card I use: Charles Schwab High Yield Debit Card

BUT, I was surprised at how difficult it was to find an ATM anywhere! A lot more places than not do not take credit cards, unless they are fancier stores and restaurants. If you find places that take credit card, VISA and Mastercard are accepted. I even tried using Amex at the airport and they don't take it.

So how much cash should you have on you? I recommend taking out 1,000 GTQ ($130 USD) to start off with. Guatemala is not as cheap as I thought it was going to be. Especially because a handful of places don't take credit card, 1,000 GTQ ran out within 2-3 days.

Other things to note:

  • Since transportation will be one of the bigger expenses of your trip, it's important to have smaller bills, especially when riding tuktuks!

  • Tap to pay doesn't work as well. Use chip insert instead.

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